Divorce Mortgage Training and Business Program
The CDLP Certification Course & CDLP Business Building Master Class is a self-paced online platform broken down into a 6-week road map to building a predictable and successful divorce lending practice.
The Complete Breakdown Of The Expanded CDLP Certification Program
Offered by the Divorce Lending Association, the Certified Divorce Lending Professional Certification program is a credible designation for mortgage professionals with a strong desire to advance their careers working with divorcing clients, attorneys and other divorce professionals. Founded in 2014, the CDLP business program is designed to prepare you to become an integral member of the professional divorce team.
A Certified Divorce Lending Professional brings the financial knowledge and expertise of a solid understanding of the connection between Divorce and Family Law, IRS Tax Rules and mortgage financing strategies as they all relate to real estate and mortgage financing in a divorce situation.
In over 70% of all divorces in the United States real estate is involved and most often, so is the need for mortgage financing. Due to the unique mortgage financing requirements that divorcing clients often face, a Certified Divorce Lending Professional is a major member of the Professional Divorce Team.
The role of the CDLP is to not only help the divorcing client, but the other members of the professional divorce team understand the opportunities available as well as the challenges divorce can bring to mortgage financing during and after the divorce. When the CDLP is involved during the divorce process and not after the fact, many potential financing struggles can be avoided with valuable and educated input from the Certified Divorce Lending Professional.
The CDLP understands their role is not to provide legal or tax advice. Their role on the professional divorce team is to help by providing insight on mortgage financing opportunities and recognize potential legal or tax concerns that may arise in any given circumstance while bringing these concerns or opportunities to the attention of other team members.
The Divorce Lending Association and CDLP Certification is a successful business model and plan for building a strong and enduring business working with divorcing clients and divorce professionals.
Success as a Divorce Lending Expert is much more than simply marketing to divorce attorneys! It is not about dominating the market but by positioning yourself within your specific market as the resident expert.
As a Certified Divorce Lending Professional, your membership with the Divorce Lending Association provides you the ongoing knowledge, education and processes to successfully build and maintain a strong divorce lending practice.
The CDLP Business Building Master Class helps you build a strong and predictable divorce lending practice. Implement business strategies and confidence with access to proven methods and systems, marketing collateral, coaching, and more to help you continue to learn and grow your divorce referrals and business.
When you register for the CDLP Certification Program and choose to not only change your mortgage business in 6 weeks but make a lifetime impact on your overall business, you have immediate access to the following:
Get Started Today & Build a Strong Divorce Lending Practice!
The CDLP Certification Course is a Self-Paced Online Environment structured as a 6 Week Instruction that includes building your divorce lending practice as you go!
To acquire the designation, a candidate must successfully pass all module assessments including the final exam with a minimum score of 80%.
Course material is updated continuously to include industry updates.
The course itself includes 35 Video Training Modules & Assessments. Over 20 hours of instruction covering the following topics:
Divorce Principles Module | Understand the divorce process while becoming a financial neutral in Alternative Dispute Resolution, how to work with high conflict clients, and becoming an effective expert witness.
Family Law & Real Estate Module | How to understand the disconnect between family law & real estate matters in a divorce situation while working with divorce professionals during the settlement process.
Tax Law & Divorce with Real Estate Module | How to recognize important tax implications divorcing clients face and how to set them up for success post divorce.
Divorce & Real Estate Module | How to work with divorcing sellers and buyers and avoid common legal pitfalls. Learn to work with like-minded real estate professionals in divorce transactions.
Mortgage Planning & Divorce Module | How to recognize obstacles and work with divorcing clients to secure current and future mortgage financing in a divorce situation. Includes mortgage specific job aides to identify underwriting requirements for conventional and government loan products for divorcing borrowers.
Building Your Divorce Lending Practice Module | How to build your divorce lending practice using the high trust interview with attorneys along with CDLP marketing collateral and presentations already approved by State Bar Associations and financial associations to present continuing education courses to attorneys and other divorce professionals.
Course Materials | A downloadable course workbook is provided as a study aid in conjunction with 35 video training modules and assessments. The CDLP Certification Test is available online upon completion of course modules.
There is a one time certification fee for the CDLP Certification course and no annual renewal fee.
Please contact us to make special arrangements for an in-house company training or contact us for upcoming live training events.
How do you turn your knowledge into action? You must have the right tools to succeed - including vision, creativity, innovation, planning and development.
Build a predictable business plan for success including confidence and proven business strategies.
The CDLP Business Building Master Class is a 6-week business building road map broken with Targeted marketing action plans paired with each module of the CDLP Certification Program.
Support doesn't end after 6 weeks! The CDLP Business Building Platform offers semi-monthly group coaching calls; monthly marketing newsletter; tons of marketing collateral; weekly social media posts and Live Lunch & Learns for your strategic partners!
This is a lifetime impact on your overall business!
Our Private Facebook Group is a hugely helpful community where CDLPs can ask questions, share marketing ideas, and underwriting scenarios. Jody, the moderators, and our other members post multiple times per day. This is a very friendly and open community for assisting you in getting the most from your CDLP. CDLPs who participate in our Facebook group have consistently higher acquisition and close rates.
For those who choose, we have on-going in-depth marketing and coaching support available.
You are not alone, WE are in this together!
How current is your material?
The material in the CDLP course is updated regularly and multiple times per year to include any industry changes of significance. When there is any type of an update, all current CDLPs are notified of the changes so they are kept informed and up to date to better service their referral partners and clients.
A entire new module, Divorce Principles, was just added February 2019. An additional 3 hours of education!
CDLP Course material is updated to reflect changes under the Tax Reform Act of 2018.
Why is a Certification important to have?
It's a stamp of excellence: a certification tells your referral partners and clients that you are well-qualified and that you take your career seriously. Investing in your knowledge and education demonstrates a commitment to your profession and that you are willing to invest time and money into your success.
Certification keeps you current: One of the most important reasons to get certified is that it helps you stay ahead of the competition. If you truly want to succeed in the divorce lending industry, you need to stay current in all regulations that affect your position. Always keep learning and you'll have a knowledge base that will make you an asset far into the future.
What's the difference between a "certification" and a "designation"?
These terms are usually used interchangeably, even though some credentialing organizations may try to create artificial distinctions between them. The key is to look for strong education supported by ongoing requirements: does the mark require experience as a prerequisite and continuing education and adherence to a strong ethical code, and can the credential be removed if participants are not compliant.
What continuing education is required to maintain the CDLP certification and why is it necessary?
2 hours of continuing education is required each year to maintain an active CDLP Certification. CE is offered directly by the Divorce Lending Association and includes industry updates from family law, to tax changes to guidelines. CE updates are included with the certification course at no additional charge.
The CE requirements are mandated to ensure that CDLPs are current on changes that will affect their divorcing clients. We do not believe in 'one and done' programs as these types of programs ultimately fail the participant and clients.
How long does the online course take to complete?
Please allow at least 18 total hours to completely get through the online modules and study guide. The CDLP certification test is available once you have completed the last module. There is a lot of information to cover and the learning process should never end.
What is the difference between the online and live courses?
There is no difference in content as both options cover the same information. We offer both delivery options as a matter of preference and convenience for our participants.
How long do I have to complete the CDLP Certification Course?
There is no time frame. The online CDLP Certification Program is available 24/7 and we understand you have other commitments. Obviously, the sooner you finish the sooner you start building your practice!
What are the requirements for passing the CDLP Certification Exam?
The CDLP Certification exam consists of 100 multiple choice questions and is available upon completion of the training modules and assessments. A score of 80% is required to successfully pass the exam. Should you need to retake the exam, you may do so.
What if I have a question during the course or after I have become a CDLP?
We are here to help you succeed! If you have questions during the course or scenarios we can help you with while working with a divorcing clients simply reach out to us via email or on the phone. We want to be your resource and help you succeed.
Is your program for real estate agents?
The Certified Divorce Lending Professional course is designed for the mortgage professional. Real estate professionals are always welcome to take our course.
Are there any hidden fees or membership renewal fees to the Divorce Lending Association or for the CDLP Certification course?
No, there are no hidden fees and there are no membership renewal fees for the Divorce Lending Association.
The only renewal requirements are to complete the required continuing education and course updates.
The only recurring charges are if you are participating with the CDLP Business Building Platform.
Have a question that we didn't answer? Please send us an email [email protected] or call 888-362-CDLP
We want you to succeed and we also want you to be happy!
If you are not happy with your CDLP training, please let us know within 30 days of joining and we will refund your investment 100%!
A recent survey of current CDLP members who have implemented the CDLP Business System supports our confidence:
CDLPs who added divorce lending as another branch of their current business plan are experiencing an average increase of 3 divorce loan closings each month after obtaining their CDLP Certification!
CDLPs who have made divorce lending the primary focus of their business plan are closing on average of 6+ loans per month!
The CDLP Certification Course & CDLP Business Building Master Class is a self-paced online platform broken down into a 6 week road map to building a predictable and successful divorce lending practice.