A recent survey of current CDLP members shows an average increase of 3 divorce loan closings each month after obtaining their CDLP Certification!
Offered by the Divorce Lending Association, the Certified Divorce Lending Professional (CDLP) Certification program is a credible designation for mortgage professionals with a strong desire to advance their careers working with divorcing clients, attorneys and other divorce professionals. Founded in 2014, the CDLP business program is designed to prepare you to become an integral member of the professional divorce team.
A Certified Divorce Lending Professional brings the financial knowledge and expertise of a solid understanding of the connection between Divorce and Family Law, IRS Tax Rules and mortgage financing strategies as they all relate to real estate and mortgage financing in a divorce situation.
In over 70% of all divorces in the United States real estate is involved and most often, so is the need for mortgage financing. Due to the unique mortgage financing requirements that divorcing clients often face, a Certified Divorce Lending Professional is a major member of the Professional Divorce Team.
The role of the CDLP is to not only help the divorcing client, but the other members of the professional divorce team understand the opportunities available as well as the challenges divorce can bring to mortgage financing during and after the divorce. When the CDLP is involved during the divorce process and not after the fact, many potential financing struggles can be avoided with valuable and educated input from the Certified Divorce Lending Professional.
The CDLP understands their role is not to provide legal or tax advice. Their role on the professional divorce team is to help by providing insight on mortgage financing opportunities and recognize potential legal or tax concerns that may arise in any given circumstance while bringing these concerns or opportunities to the attention of other team members.
Success as a Divorce Lending Expert is much more than simply marketing to divorce attorneys! It is not about dominating the market but by positioning yourself within your specific market as the resident expert.
Your current membership with the Divorce Lending Association provides you with the knowledge, education and business building and marketing program to successfully build a strong divorce lending practice.
Your membership gives you full access to the CDLP Certification Course, Business Building Process, Marketing Collateral, Coaching, and more to help you continue to learn and grow your divorce referrals and business.
Statistics show that specialty knowledge helps boost income and client base. Napoleon Hill references in his book, "Think and Grow Rich", the need for specialty knowledge to achieve wealth.
The CDLP Certification Course is offered either as a self-paced online course or in a live setting.
The course itself includes 29 Video Training Modules and Assessments (over 15 hours of instruction) covering the following topics:
Divorce Principles Module | Understand the divorce process while becoming a financial neutral in Alternative Dispute Resolution, how to work with high conflict clients, and becoming an effective expert witness.
Family Law & Real Estate Module | How to understand the disconnect between family law & real estate matters in a divorce situation while working with divorce professionals during the settlement process.
Tax Law & Divorce with Real Estate Module | How to recognize important tax implications divorcing clients face and how to set them up for success post divorce.
Divorce & Real Estate Module | How to work with divorcing sellers and buyers and avoid common legal pitfalls. Learn to work with like-minded real estate professionals in divorce transactions.
Mortgage Planning & Divorce Module | How to recognize obstacles and work with divorcing clients to secure current and future mortgage financing in a divorce situation. Includes mortgage specific job aides to identify underwriting requirements for conventional and government loan products for divorcing borrowers.
Building Your Divorce Lending Practice Module | How to build your divorce lending practice using the high trust interview with attorneys along with CDLP marketing collateral and presentations already approved by State Bar Associations and financial associations to present continuing education courses to attorneys and other divorce professionals.
Course Materials | A downloadable course workbook is provided as a study aid in conjunction with 29 video training modules and assessments. The CDLP Certification Test is available online upon completion of course modules.
Please contact us to make special arrangements for an in-house company training or see below for upcoming live training events.
The CDLP Business Building Program provides you with proven strategies and processes to building a successful and profitable divorce lending practice.
We are continually adding more valuable content and processes to help you succeed as a Certified Divorce Lending Professional.
Why is a Certification important to have?
It's a stamp of excellence: a certification tells your referral partners and clients that you are well-qualified and that you take your career seriously. Investing in your knowledge and education demonstrates a commitment to your profession and that you are willing to invest time and money into your success.
Certification keeps you current: One of the most important reasons to get certified is that it helps you stay ahead of the competition. If you truly want to succeed in the divorce lending industry, you need to stay current in all regulations that affect your position. Always keep learning and you'll have a knowledge base that will make you an asset far into the future.
What's the difference between a "certification" and a "designation"?
These terms are usually used interchangeably, even though some credentialing organizations may try to create artificial distinctions between them. The key is to look for strong education supported by ongoing requirements: does the mark require experience as a prerequisite and continuing education and adherence to a strong ethical code, and can the credential be removed if participants are not compliant.
What continuing education is required to maintain the CDLP certification and why is it necessary?
2 hours of continuing education is required each year to maintain an active CDLP Certification. CE is offered directly by the Divorce Lending Association and includes industry updates from family law, to tax changes to guidelines.
The CE requirements are mandated to ensure that CDLPs are current on changes that will affect their divorcing clients. We do not believe in 'one and done' programs as these types of programs ultimately fail the participant and clients.
How long does the online course take to complete?
Please allow at least 15 hours to completely get through the online modules and study guide. The CDLP certification test is available once you have completed the last module. There is a lot of information to cover and the learning process should never end.
What is the difference between the online and live courses?
There is no difference in content as both options cover the same information. We offer both delivery options as a matter of preference and convenience for our participants.
What are the membership terms to remain an Active Certified Divorce Lending Professional (CDLP).
In the event that you cease to be a member in good standing with the Divorce Lending Association, your rights with respect to Materials and any designations or certifications shall automatically cease, and you shall not use the designation “Certified Divorce Lending Professional | CDLP,” or any other Divorce Lending Association designation, you shall not make any use of any Materials, and you shall destroy any Materials in your possession.
Second and Subsequent Year Membership Continuing Education Requirement | In addition to paying the renewal fee, members must complete two (2) hours of approved Continuing Education (CE) material provided by The Divorce Lending Association .
How current is your material?
The material in the CDLP course is updated regularly and multiple times per year to include any industry changes of significance. When there is any type of an update, all current CDLPs are notified of the changes so they are kept informed and up to date to better service their referral partners and clients.
What if I have a question during the course or after I have become a CDLP?
We are here to help you succeed! If you have questions during the course or scenarios we can help you with while working with a divorcing clients simply reach out to us via email or on the phone. We want to be your resource and help you succeed.
Is your program for real estate agents?
The Certified Divorce Lending Professional (CDLP) course is designed for the mortgage professional. Real estate professionals are always welcome to take our course.
Have a question that we didn't answer? Please send us an email [email protected] or call 303.325.7660
We are so confident in our business system, that if you are not closing at least 1 new divorce loan per month within 6 months of joining the Divorce Lending Association as a CDLP Candidate for Certification and following our CDLP business system, we will refund your investment 100%.
A recent survey of current CDLP members who have implemented the CDLP Business System supports our confidence:
CDLPs who added divorce lending as another branch of their current business plan are experiencing an average increase of 3 divorce loan closings each month after obtaining their CDLP Certification!
CDLPs who have made divorce lending the primary focus of their business plan are closing on average of 6+ loans per month!
Join us for a 2 Day Intense CDLP Certification presentation with Jody Bruns, President & Founder
February 12 & 13, 2019
9:00 to 5:00
Chicago Appraisal Institute
205 West Wacker Drive #202
Chicago, IL 60606
Annual Membership is required to attend a Live Event.Click Here to Register!
"Jody and the Divorce Lending Association have been a valuable asset to my business. A great resource to gain knowledge in this area and a phenomenal platform to assist me in getting in front of more referral partners and thus help more clients." Greg Gale
"I have closed a few of the attorney leads this year and have several that are still in the works, one of which I will be appearing as an expert witness in the January trial. I look forward to including this on my professional bio." Tammi Lindley
"This opportunity came to me through my Manager. After 6 months of deleting his emails I decided to go for it and it has brought me to a higher level in production and in my career. Divorce is not market driven like refinances and in some cases purchase business. I find this to be the foundation of my business and continue to grow." Beverlee Fairbanks
"CDLP has provided great insight and resources to grow my business. I am so excited to see what 2019 will end up at." Daniel Humes
"This was my first week meeting with Attorneys as a CDLP. It was great! Every Attorney I met with were open to work with me. Most of them didn’t know a program like this existed. The brochures you provide using the marketing platform is the icing on the cake!! It’s a total professional program." Tony Hobbs
"Becoming a CDLP has allowed me to provide accurate guidance to divorcing clients and genuinely help them through an emotionally challenging time in their lives. It has also opened doors & connections with other great professionals." Jim Bakhtiar
"Had a great meeting today with a group of six attorneys and their staff. 1st meeting ever with a divorce team. Thanks Jody! Once I told them I was a CDLP they were all very impressed. Also, they asked if I could go to court with them on some cases." The Pruitt Team at MVB Mortgage
"Started my first partnership with a divorce attorney which led to working with their preferred agent!" Ryan Green